Category: Resource

Donor Tax Law Changes Coming in 2026: What to Know

As 2025 draws to a close, many individuals and families begin thinking about their charitable goals for the coming year. Along with those plans come a few important updates to federal tax law that could affect how charitable contributions are deducted starting in 2026.

While everyone’s situation is unique, being aware of these upcoming changes can help you make more informed decisions when you speak with your tax or financial advisor.

New Rules for Itemizers

Taxpayers who itemize deductions will see a few adjustments beginning in 2026:

  • Deduction Floor: Starting in 2026, itemizers will need to give more than 0.5% of their Adjusted Gross Income (AGI) to receive a tax benefit for charitable donations.
  • Top Bracket Benefit: The top tax rate will decrease from 37% to 35%, which means the deduction value for high-income earners will be slightly lower.

General takeaway: Individuals who typically itemize their deductions may want to review their charitable giving strategy with a financial professional to understand how these shifts could affect their overall tax picture.

New Rules for Non-Itemizers

For taxpayers who don’t itemize deductions, there’s some good news on the horizon:

Beginning in 2026, individuals will be able to deduct cash gifts up to $1,000, or $2,000 for couples filing jointly, even if they take the standard deduction.

This change creates a new opportunity for more taxpayers to receive a small tax benefit for charitable giving, though the details may vary depending on each person’s circumstances.

What This Means for Donors

These changes may influence when or how some people choose to give, but it’s important to remember that every financial situation is different. Consulting a qualified tax advisor can help determine the best approach for your individual needs.

As always, the most meaningful part of charitable giving is the impact it creates in your community, no matter the tax landscape.

Disclaimer:
This article is for informational purposes only and should not be considered financial, tax, or legal advice. Individuals should consult a licensed tax professional or financial advisor before making any giving or investment decisions.

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Social Goals Worksheet

Use this worksheet to learn more about your social goals. This worksheet shows you a reference for the social skills you want to work on with room for your own personal goals, affirmations, and notes.

Adult Participant Handbook

This handbook contains all programming information, policies, procedures, and participant rights and responsibilities for our adult program.

Young Adult Participant Handbook

This handbook contains all programming information, policies, procedures, and participant rights and responsibilities for our young adult program.

Setting Boundaries with Friends

Use this worksheet to learn more about boundary setting. This worksheet shows you how you can use this skill to set boundaries with friends when they are doing something that bothers or upsets you.

Small Group Planning Sheet

Use this sheet to plan your own social activity or small group with friends. This sheet will help you stay organized and on top of the details! Remember, if you want a Pathways staff to be at your small group, please call Jamie or another PTI staff to arrange this before you invite your friends.

Community Safety Quick Tips

Be prepared and be aware

It is important to be prepared when entering unfamiliar places or scenarios. Put the phone down, don’t get distracted by your headphones and watch where you’re walking and who is around you. You will be much more apt to detect a situation that is dangerous.

Respond appropriately to strangers

Some things to watch out for: strangers asking for money or personal information or suggesting you go to a different location with them.

Saying no

Every adult has the right to say no to ideas and situations that feel unsafe. If you are receiving poor treatment from a stranger, you can walk away or get help from a community member. Don’t be afraid to be direct and even rude if you need to.

Personal space

There is an appropriate amount of personal space that should be maintained between you and others while out in the community. This applies to both you and others around you. Just like you would not want someone to get too close to you, you should also avoid getting too close to them. If someone does get too close to you and begins to make you uncomfortable, you have a right to move and/or ask the person to leave you alone.

Remaining calm

How we respond to stress can determine the outcomes of challenging situations. It is a good idea to learn and practice how to stay calm in situations where you feel confronted or harassed. Techniques such as deep breathing as well as an awareness of your rights are examples of ways you can feel empowered and be better able to take appropriate action.

Money safety

  • Do not carry more than $25.00 of cash at any given time unless it is for a specific purpose.
  • Keep smaller bills available.
  • Keep money in a wallet/purse or money clip, not just in your pocket.
  • Be aware when taking out your money (do not make a public showing of how much cash you have).
  • Do not share a debit pin number or credit card number with anyone.
  • If using an ATM, try to do so during daylight hours.
  • Be aware of your surroundings when using an ATM (if people are standing around the ATM machine, wait until they leave to make withdrawal).
  • Your money is your own. You should never feel pressured to lend or give money to others, whether they are familiar people or strangers.

Transportation awareness

  • Park in a secure area.
  • Keep car doors locked.
  • Take a look around the parking lot before unlocking doors and exiting or entering your vehicle.
  • Communicate your whereabouts with trusted family and friends.
  • Keep valuables out of sight and locked up.

Awareness in public

  • Be aware of your surroundings and potential dangers.
  • Avoid going alone to areas that are unfamiliar to you.
  • Travel in groups if possible or walk with the crowd.
  • Avoid gawking/staring at other people.
  • Stay in well-lit areas.
  • Do not wander off well-traveled streets or paths (alleys, deserted side streets).
  • Carry a cell phone with emergency numbers programmed.
  • Do not use your phone (texting, watching videos, etc) while walking in parking lots or crossing the street.
  • Avoid unsolicited offers for help (requests for money or assistance from people on the street).
  • Be aware of your conversations—speaking in a loud voice or about controversial topics in a public place (on a bus, metro, etc.) can aggravate people around you and make you a target.